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Pre-Qualified vs. Pre-Approved: The Main Differences – You’ve probably heard that you should pre-qualify or get pre-approved for a mortgage if you’re looking to buy property.. Getting pre-qualified involves supplying a bank or lender with your.
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Pre-Approval – How To Get A Mortgage Pre-Approval | Zillow – A mortgage pre-approval is a written statement from a lender that signifies a home-buyers qualification for a specific home loan. income, credit score, and debt are just some of the factors that go into the pre-approval process.